Mortgage Calculator

Which Loan is Better?

For detailed mortgage information, call our preferred lender Regan Hagestad at Watermark Loans (310) 607-0131 or visit our Concierge page.  At Watermark Home Loans, we are some of the nations premier Mortgage Bankers and Brokers... ...

Affordability Calculator

Before you start looking for a new home, you need to have an idea of how much you can afford to pay for a home. To find this out, you will need to take a closer look at your total monthly household income as well as the debts and regular monthly payments you are already making... ...

Buy vs Rent Calculator

Is it financially better to buy a home or to rent? The answer to this question depends upon how much the home costs, how much you are paying for rent, and how much you will have to pay each year in order to maintain your home... ...

How Much Will My Payments Be?

As you can see, your payment will vary depending on how much you will be borrowing, the interest rate, and the length of your loan. Other factors also need to be taken into consideration, such as your taxes, your insurance, and your PMI, all of which are included in your monthly house payment... ...

Should I Refinance?

Deciding whether or not you should refinance your home mortgage depends upon several factors. It also depends upon whether you are looking to simply reduce your monthly payment or if you are hoping to save money in the long run... ...

Interest-Only Calculator

When applying for a mortgage loan for your home, you can choose between a standard loan and an interest only loan. With an interest only loan, you will pay only on the interest when you make your monthly payments and you will eventually be called upon to pay the principal... ...

Mortgage Principal Calculator

Determining your mortgage loan principal - money you still owe to the bank for your house, can be very beneficial, particularly if you are looking to pay your mortgage off ahead of time. In order to figure out your remaining balance, you only need to know the loan amount, the interest rate on your loan, the length of your loan, and how many months you have already paid... ...

Tax Benefits Calculator

When determining your tax benefits, you need to gather together quite a bit of information. Among the pieces of information you will need are:
   
After plugging in all of this information, you can determine the tax benefit of your home, which will help you determine the amount you are really paying for your mortgage each month... ...

Paying off Credit Card Debt with Minimum Payments

Credit card minimum payments may seem convenient on the surface, but only making the minimum payment each month can be quite costly and, it can take you several years to finally get your credit card paid off. ... ...

Mortgage Length Calculator

If you start to pay more or less toward your mortgage each month than the original payment amount, you can save or add a number of years to the length of your mortgage. Even the difference of just $40 can save you a couple of years or add a couple years to the length of your payment... ...

Should I Pay Points to Lower My Interest Rate?

When applying for a mortgage, you will most likely be presented with the option to pay points to lower your interest rate. In order to determine if this investment is worthwhile for you, you will need to know the amount of your loan, the interest rate before the purchase of points, and the interest rate after the purchase of points... ...

What is The Real APR for That Loan?

Did you know that the advertised APR and the APR you really pay on a loan isn't necessarily the same? It's true! By the time you include other factors such as closing costs, your APR will not be exactly what you thought it was... ...
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